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What Is Injury Compensation? Compensation for injury is money that is paid to assist injured people in paying for the losses resulting from their accidents at work. These losses can include medical expenses, lost wages and future income as well as loss of enjoyment of life-changing injuries. You can get this money in two ways: through a settlement or filing an action. A lawyer can look over the case and advise you which option is right for you. Medical Treatment Medical treatment is a significant aspect of your injury claim. The insurance company will cover reasonable and necessary medical treatment. This includes medical bills from health professionals and specialists. Also, you can get reimbursement for prescriptions and over-the counter medications, as you travel to and from medical appointments. Based on the severity of your injuries, you could require assistive aids like wheelchairs, canes, or other special clothes. You may also be able to recover costs for home modifications, such as ramps and stairlifts. Medical expenses include the cost of diagnostic tests that are essential to determine the severity of your injuries and track your recovery. injury lawyer seattle may also be eligible to claim the cost of any surgery needed to treat your injury. The workers' compensation board provides guidelines for medical treatment for doctors to adhere to. These guidelines permit your doctor to provide most of your treatment, without requiring your insurance company's approval. The advice of your doctor can be extremely beneficial in your case. If the insurance company or defendant observes that you've skipped appointments or playing tennis on weekends despite your claim of injury, they will argue that your injuries aren't as severe as you claim. On the other on the other hand, if your routinely consulting with health professionals and receiving extensive medical treatments that they need to acknowledge that your injuries are serious. Lost Wages Injuries can be painful physically however, they can also be financially devastating. The costs associated with treatment can get expensive quickly, and those who suffer injuries are also faced with losing wages while recovering from their injuries. If your injury caused you to take time off from work, you may be entitled to compensation for the time you've been unable to work. Proving lost wages is a complex procedure that requires specific documentation. It is crucial to include copies of your previous pay stubs and income tax documents. Your attorney can use these to substantiate the total amount of income you've lost due to your injury. Your lost wages could comprise your regular hourly or salaried earnings and overtime potential bonuses, commissions, bonus payments and more. They can also include any benefits that you're no longer receiving such as free meals, car allowances or health benefits. You are also entitled to compensation for the days you've had to take vacation or sick leave to cover the times that you've missed because of your injuries. Your lawyer will calculate the fair market value of these days, and demand reimbursement from those responsible. If the injury is permanent, your lawyer can also seek compensation for any loss of future earning capacity. This is a more intricate procedure that requires hiring an actuary or forensic accountant to show your loss of future earning potential. Medical expense Depending on the severity of your injuries, you may have to pay for medical bills that affect your financial wellbeing. A serious injury can also stop you from earning income for a significant amount of time, which can put an extra financial burden on your and your family. You are entitled to reimbursement for all medical expenses relating to your condition, which includes ambulance rides, doctor's appointments, x-rays and hospital treatment. This includes medical supplies, medications, and orthopedic appliances. You can also claim reimbursement for travel costs to and from medical appointments, which includes therapy. Keep receipts for all medical expenses. You will be reimbursed on the basis of actual expenses. Insurance companies and attorneys typically use your medical bills as a basis to calculate the special damages. Then, they multiply that number by a number of 1.5 to 5 to determine your general damages. Most commonly minor injuries will be on the low part of this spectrum while long-lasting or serious injuries will be on the higher end. The Kocian Law Group is skilled in ensuring that you receive all the medical-related compensation to which you are entitled. We will fight to force insurers to pay for the entire amount of treatment the health care provider recommends even if insurers dispute the legitimacy or necessity of the treatment. Pain and Suffering The victim who has been injured is entitled to compensation for physical and emotional suffering. Physical pain and suffering damages may include future and past medical treatment. In the case of mental discomfort and anxiety or shame, shock and sadness can also be considered. It is difficult to put a cost on the pain and distress caused by an accident, especially when it involves permanent injuries such as being confined to wheelchairs or blinded. However, it is vital that victims of accidents have the support of an attorney in obtaining the proper evidence to show their losses. In some instances the injured party may settle the case without having to go to trial. This is called a settlement agreement, and will typically involve an insurance company. The insurance company can utilize a multiplier, or per diem method to calculate the pain and suffering damages. Both the multiplier and the per diem methods are used by courts to determine the amount of compensation for emotional and physical trauma suffered by accident victims. Both methods have pros and cons however the final amount is determined by the jury in the case. An attorney who specializes in personal injury cases will assist victims of accidents to gather evidence to support a strong claim. Adam S. Kutner & Associates Attorneys can assist you with the investigation of your case, and then prepare the case for court or settlement.